Tone Financial Advisors, LLC Code of Ethics1.We will strive to conduct ourselves in a manner consistent with that of a Christian financial professional. We believe that God "owns it all" and that we are but temporary stewards of all that He has provided. As such, our methods of operating are extremely important.2.We believe that our expertise is a direct result of God's blessings rather than a result of our own human efforts.3.We will always maintain a servant's attitude as we work with our clients.4.We will not participate in any activities in which our interests are placed above our clients' interests. We will not place the pursuit of profit ahead of performing with honor and integrity.5.We will strive to ensure that the advice offered to our clients is suitable and appropriate given our clients' goals, objectives and current financial condition. We will not recommend any course of action that we would not also take if faced with the same situation.6.We will not participate in any activity where there is a conflict of interest with our clients. We willingly disclose to our clients the nature of our compensation.7.We will bill our clients fairly for time spent on their behalf, and will not accept compensation based on commissions, 12b-1 fees, rebates, kickbacks, or referral fees.8.We can and do invest in securities that may be found in our clients' portfolios. All of these transactions must be cleared in advance by the Compliance Officer. These trading records are available for inspection at any time.9.We will not charge our client's for any activities that they do not value. If a client is not pleased with our work, we will either redo it or refund their fees, at their direction.10.We have an ongoing commitment to continuing education and professional improvement so that we remain well qualified to effectively serve our clients. This includes the wisdom to recognize our personal limitations and to know when a client referral is necessary.11.We will not disclose confidential information without the specific consent of our client. Confidentiality includes our maintaining proper and prudent physical and technological safeguards to protect client information.12.We will not accept gifts from our clients that exceed $25 in value.13.We will not participate in spreading insider information, rumormongering or insider trading.14.We will not talk poorly of our competitors' motivations or intents.15.Each calendar quarter, a minimum of 10% of our gross income will cheerfully be given to Christian causes.16.Annually, 100% of profits, after the firm's employees have been allocated fair compensation, will be reinvested in the local community to improve and better humankind.
Tone Financial Advisors, LLC Code of Ethics
1.
We will strive to conduct ourselves in a manner consistent with that of a Christian financial
professional. We believe that God "owns it all" and that we are but temporary stewards of all
that He has provided. As such, our methods of operating are extremely important.
2.
We believe that our expertise is a direct result of God's blessings rather than a result of our own
human efforts.
3.
We will always maintain a servant's attitude as we work with our clients.
4.
We will not participate in any activities in which our interests are placed above our clients'
interests. We will not place the pursuit of profit ahead of performing with honor and integrity.
5.
We will strive to ensure that the advice offered to our clients is suitable and appropriate given
our clients' goals, objectives and current financial condition. We will not recommend any course
of action that we would not also take if faced with the same situation.
6.
We will not participate in any activity where there is a conflict of interest with our clients. We
willingly disclose to our clients the nature of our compensation.
7.
We will bill our clients fairly for time spent on their behalf, and will not accept compensation
based on commissions, 12b-1 fees, rebates, kickbacks, or referral fees.
8.
We can and do invest in securities that may be found in our clients' portfolios. All of these
transactions must be cleared in advance by the Compliance Officer. These trading records are
available for inspection at any time.
9.
We will not charge our client's for any activities that they do not value. If a client is not pleased
with our work, we will either redo it or refund their fees, at their direction.
10.
We have an ongoing commitment to continuing education and professional improvement so that
we remain well qualified to effectively serve our clients. This includes the wisdom to recognize
our personal limitations and to know when a client referral is necessary.
11.
We will not disclose confidential information without the specific consent of our client.
Confidentiality includes our maintaining proper and prudent physical and technological
safeguards to protect client information.
12.
We will not accept gifts from our clients that exceed $25 in value.
13.
We will not participate in spreading insider information, rumormongering or insider trading.
14.
We will not talk poorly of our competitors' motivations or intents.
15.
Each calendar quarter, a minimum of 10% of our gross income will cheerfully be given to
Christian causes.
16.
Annually, 100% of profits, after the firm's employees have been allocated fair compensation, will
be reinvested in the local community to improve and better humankind.
